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The Creditwrench Message Forum

The Creditwrench blog

www.creditwrench.tv

www.blogtalkradio.com/creditwrench

(405) 237-2174

(405) 227-9423

 

What do debt collectors think about?

Talk to Creditwrench

The CREDITWRENCH conference calls will start this coming Friday evening at 7 P.M. Central time. They normally last until 9:00 P.M. Central time. Anyone is free to join in the conversations.

All conference calls will be recorded so they will be available for the benefit of those who might not be able to listen in and they will be posted in our message forum at THE Creditwrench Blog as well as right here on this forum.

Dial-in Number: (712) 432-1601

Access code: 508548#

 

Stop collection agencies dead in their tracks!

 

These 18 questions to ask debt collectors every time they call can be one of the most important weapon in your Creditwrench arsenal to stop abusive debt collectors dead in their tracks!

Debt collectors work on a commission basis and they have to meet a certain quota of collections in order to get their commission checks. They can't afford to waste valuable time and these 18 questions will soon make them realize that they are wasting valuable time trying to badger you.

 

Wolpoff & Abramson is a collections law firm that gets most of it's business from MBNA and other credit card companies. They usually buy the debt and then proceed to use the arbitration clause that is in most credit card agreements to get an award from the National Arbitration Forum (NAF) then proceed to judgment in local courts. Creditwrench has a positive action that will prevent their getting an award from NAF most of the time.

 

A list of collection agencies in Houston, Texas Do you really believe that if you pay that collection agency what they claim you owe them that will help your credit ratings?

If so then think again because paying won't help your credit ratings, it will only hurt them even more!!

Here is why that is true. Paying them don't take it off your credit reports! You pay them and all that happens (if you are lucky) is that they put a notation on your credit reports that says "Paid charge off" or "Paid collection item" and that don't help you even one little bit. In fact, it hurts you two ways.

1. It ensures that the derogatory item is going to stay on your credit report for the full 7 years allowable under FCRA (Fair Credit Reporting Act.)

2. Any item, even an inquiry from a collection agency is a poison pill on your credit report!

 

A list of collection agencies licensed to do business in North Dakota

 

 

A list of collection agencies located in Denver, Colorado

 

A list of collection agencies

 

A discussion about debt collectors and how they think

 

A list of debt collectors licensed to collect debts in the state of Connecticut

 

A list of debt collectors in Litle Rock Arkansas

 

A list of debt collectors in Arizona

 

A list of debt collectors in Phoenix, Arizona

 

A list of debt collectors in Sacramento, California

 

 

An important Florida case dealing with fraud upon the court by affidavit testimony.

 

Beware of this IRS phishing scam

 

Constitutional Rights Case Cites

 

The Creditwrench Tribe Blog

 

Jurisdictionary Seminar by Frederick Graves coming in June

 

 

A list of creditwrench conference calls

 

1st half hour of the Creditwrench Friday night conference call for December 25th, 2005

2nd half hour of the Creditwrench Friday night conference call for December 25th, 2005

3rd half hour of the Creditwrench Friday night conference call for December 25th, 2005

1st half hour of the Creditwrench Friday night conference call for January 6th, 2006

2nd half hour of the Creditwrench Friday night conference call for January 6th, 2006

3rd half hour of the Creditwrench Friday night conference call for January 6th, 2006

1st half hour of the Creditwrench Friday night conference call for January 13th, 2006

2nd half hour of the Creditwrench Friday night conference call for January 13th, 2006

3rd half hour of the Creditwrench Friday night conference call for January 13th, 2006

Friday, May 18th, 2006

 

 

 

Here are the audio recordings for a part of last night's (Friday, May 25th) conference call. Our callers were having such a great time learning from each other that we let the call go on for a whole hour of overtime. There was also another reason for letting the call go on for an hour of overtime and that was that the recorder messed up and so the entire call did not get recorded.

The first hour was deleted by the recorder so we needed to let the call go on for an extra hour to make up for that time lost.

Here is the first part of what got recorded.

Here is the second part of the show.

Here is the third part of the show.

 

You can call CREDITWRENCH for a free consultation

(405) 684-9297 - CALL ANYTIME

(405)-227-9423 - CALL ANYTIME